We finance through Lyon Financial — a pool-specific lender since 1979, veteran owned, with more than 800,000 customers nationwide.
Their loans are unsecured. No appraisal, no equity requirement, and no lien against your house.
Applying takes minutes and doesn't commit you to building. Stana Pools does not lend or set rates.
A Lyon loan is a signature loan. It isn't tied to your mortgage or anything else you own, so refinancing or selling later stays simple.
New-build homeowners with little equity qualify on credit rather than home value — the usual roadblock with a HELOC or cash-out refi.
Pool, decking, outdoor kitchen, landscaping and fencing can go into a single loan instead of being financed piecemeal.
A few minutes on Lyon's form. A member of their loan team reviews it individually — not an instant algorithm.
Rate and term depend on your credit profile, loan amount and purpose. Lyon pairs you with the program that fits.
Meanwhile you get your 3D rendering and a real number, so you're matching a budget to an actual plan.
Funds release as work is completed and approved by you — never a lump sum handed over up front.
No. Lyon's pool loans are unsecured, so there's no lien and no UCC filing against your property.
No. There's no appraisal and no equity requirement — approval is based on your credit profile.
Lyon requires a minimum 660 FICO and generally looks for a debt-to-income ratio of 50% or less, including the new loan. The best rates go to the strongest credit.
119 days, with extensions available if the project runs longer — plenty of room for permitting and a normal build schedule.
It depends on the amount, term and your credit, so we won't quote a number we can't stand behind. Lyon publishes a loan calculator, and their team will give you real figures.
Yes. Lyon is veteran owned and offers reduced fees for veterans and active duty military. Mention it on your application.
Call first. We'll tell you what your yard costs before you fill out a single financial form — there's no charge to find out.
Financing is provided by Lyon Financial and its lending partners, not by Stana Pools. All loans are subject to credit approval; not all applicants will qualify. Loan amounts, terms, and APR vary based on loan purpose, amount, term length, credit profile and other factors, and are subject to change without notice. Conditions, limitations and state restrictions apply. Stana Pools receives no fee for referrals and does not participate in credit decisions. Figures shown are maximums published by Lyon Financial and are not an offer of credit.